Terms and Conditions of Access
Last Updated: June 2019
Please read the ToU carefully before you start to use the Web Services. The ToU govern your continued access and use of JCPL’s Web Services whether as a guest or registered user. By accessing and using JCPL’s Web Services, you confirm that you agree to be bound by the current version of JCPL’s ToU. Please review the ToU periodically to ensure your continued familiarity with the ToU.
If you do not agree and accept JCPL’s ToU, you must immediately discontinue your access and exit the Website.
Accessing JCPL’s Website
You are responsible for making all arrangements necessary to enable your access to JCPL’s Website. You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of and familiar with the ToU and that they comply with these terms.
The information and contents of the Website are not intended for the general public. Website contents are intended only for users who are “accredited”, “expert”, “sophisticated”, “qualified”, “professional” or “institutional” investors within the definition contained in the Singapore Securities and Futures Act and related regulations.
Privacy and Protection of Personal Information
The Website employs cookies. Cookies are small text files that are placed in your internet browser to record and store your preferences. Cookies do not provide JCPL with your e-mail address or other personal information. Cookies are used to diagnose site usage and improve the content and offering on the Website. A cookie is like an identification tag that is unique to your browser. Most browsers automatically accept cookies. You may set up your web-browser to reject these cookies if you do not consent to their use.
Use of Website Services
These Website Services are intended for your personal, non-commercial use. You shall not use the Website Services for any unlawful or unauthorized purpose.
Website Services are updated regularly and the content may change from time to time and at any time. Any updates, enhancements, new features and/or the addition of any new web properties, are subject to these ToU.
This Website and its contents are not intended to be distributed to or accessed by persons or entities situated in a jurisdiction where such distribution or access will be illegal or illegitimate.
JCPL may exercise full discretion in modifying or discontinuing any part of all of the Website Services at any time without cause or prior notice.
Reliance on Information
While JCPL takes efforts to ensure that the information and contents on the Website are compiled from sources that is believed to be reliable, no representation or warranty (express or implied) is given that the information is accurate, timely, truthful or complete nor should it be relied upon as such. Material on the Website may be out of date at any given time and JCPL is under no obligation to update such material.
This Website and its contents shall not to be construed as a recommendation or an offer to buy or sell or the solicitation of an offer to buy or sell any security, financial product or instrument; or to participate in any particular trading or investment strategy in any jurisdiction in which such an offer or solicitation or trading strategy would be illegal. Certain transactions, including those involving complex financial instruments, give rise to substantial risk and are not suitable for all investors. The Website Services have been prepared for informational purposes only without regard to any particular user’s investment objectives, financial situation or means and JCPL is not soliciting any action based on it.
The fact that JCPL has made the Web Services available to you constitutes neither a recommendation to enter into a particular transaction nor a representation that any product described on the website is suitable or appropriate for you. Many of the products described in the Web Services involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a comprehensive disclosure of all risks or a complete discussion of the risks which are mentioned. You should not construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice.
JCPL does not purport to give financial advice on this Website. The views and opinions expressed on this Website are personal to JCPL and/or its officers, and thus are unlikely to have universal application. You should seek independent financial, tax and legal advice or make independent investigations as considered necessary or appropriate to your particular circumstances before making an investment decision based on the contents of the Website. All investments involve risk. Any past performance, projection, forecast or simulation of results is not necessarily indicative of the future or likely future performance of any investment instrument, portfolio or strategy.
JCPL and its directors, officers, employees and shareholders shall not be liable for any loss or damage of any nature whatsoever, directly or indirectly arising out of your use of, access to or reliance on this Website and its contents.
The copyright, trademarks, service marks, logos and other intellectual property rights arising from this Website and its contents belong to JCPL or (where specifically indicated) its third party partners and affiliates. The Website and its contents shall not be reproduced, altered, amended, transmitted, stored, distributed, disseminated or otherwise used, wholly or partially, in any way whatsoever without the prior written consent of JCPL.
If you breach any of these ToU, your right to use the Web Services will cease immediately and you must, at our option, return or destroy any copies of the Website materials that you may have made whether modified or unmodified.
Disclaimer of Warranties
Although the Web Services provided have been obtained from sources deemed to be reliable, the Services are provided on an “as-is’ basis without warranty of any kind. JCPL and its third-party providers hereby expressly disclaim all warranties of any kind, whether express, implied or statutory, including without limitation any warranty of merchantability, satisfactory quality, fitness for a particular purpose or non- infringement.
By using the Web Services you agree that errors and/or omissions contained in such information shall not be made the basis for any claim, demand or cause of action against JCPL or any third-party provider(s).
In no event shall JCPL be liable for any special, indirect or consequential damages or any damages whatsoever arising from loss of use, data or profits, whether in an action of contract, negligence or other tortious action, arising out of or in connection with the use or performance of the Web Services, any provision of or failure to provide the Web Services, or any information available from the Web Services. The total liability of JCPL arising under these ToU will not exceed Singapore Dollars (SGD)10.00.
Viruses, Hacking and Other Offences
You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which are malicious, technologically harmful or designed to disrupt the current operation of the Web Services. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of service attack.
JCPL may report any breach under these ToU to the relevant law enforcement authorities and JCPL will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.
JCPL will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any material posted on it, or on any website linked to it.
Links from JCPL Website
Where the Website contains links to other websites and resources provided by third parties, these links are provided for your information only. If you use these links, you will leave JCPL’s Website. JCPL does not review these third party websites and have no control over the contents of those websites or resources, and accepts no responsibility for them or for any loss or damage that may arise from your use of them. JCPL does not endorse or make any warranties or representations about the other websites, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party websites linked to JCPL’s Website, you do this entirely at your own risk.
User Access, Password and Security
If access to any of the Website Services require that you register for an account with JCPL, you must complete the registration process by providing JCPL with current, complete and accurate information as required by the applicable registration form. When prompted, you will need to choose and provide a password. You are entirely responsible for maintaining the confidentiality of your password and any other non-public account and personal information. You are also entirely responsible for all activities that occur in your account. You agree to notify JCPL immediately of any unauthorized use of your account or any other breach of security. JCPL will not be liable for any loss that you may incur as a result of someone else using your user name, password or account, either with or without your knowledge. You may however, be held liable for losses incurred by JCPL or another party due to someone else using your user name, password or account. You may not use anyone else’s account at any time without the permission of the account holder.
You agree to indemnify and hold JCPL harmless against all damages, losses or expenses that may be suffered by JCPL and arising from your use and access to the Web Services or from your breach of this ToU.
By agreeing to the ToU you acknowledge and agree that JCPL, in the interest of security, reserves the right to record all telephone conversations, internet conversations including chat, and any meetings between you and JCPL.
You furthermore agree that JCPL reserves the right to monitor your use of the Services on the website and that the resultant information may be used by JCPL for its internal business purposes.
Any claims arising from this Agreement will be governed by and construed in accordance with the laws of the Republic of Singapore and shall be subject to the exclusive jurisdiction of the Singapore courts.
If you have any concerns about the materials that appears on the Website please contact JCPL at email@example.com.