Our Team

Joyce Woo

Joyce Woo

Founder & Chief Executive Officer

30 years of corporate and private banking experience. Previously with Merrill Lynch International Bank, OCBC Private Bank, Citigroup Private Bank, UBS AG, Morgan Stanley and Bank of Singapore.

Bernard Lim

Bernard Lim

Managing Partner & Senior Fund Manager

Bernard has over 25 years of investment research and portfolio management experience. Formerly CIO at Mirae Global Asset Management, Bernard’s career includes senior fund management positions with Temasek’s Fullerton Fund Management Company, Columbia Threadneedle, APS Asset Management and Rothschild Asset Management.

At Jachin Capital, Bernard is responsible for portfolio management and investment research.

Desmond Foo

Desmond Foo

Director, Investments

Desmond’s expertise lies in the application of trend analysis, quantitative methodology and factor-based models to building and managing portfolios of listed securities during his 10 year tenure in the financial services industry.

At Jachin Capital, Desmond is responsible for identifying, composing and managing fresh investment themes and model portfolios on iAdvisor. He also posts weekly insights of global economic and financial developments for Jachin Capital.

Desmond has a Bachelor of Business Management (Cum Laude) with Double Majors in Finance and Economics from the Singapore Management University.

Essential SSL


Jachin Capital Pte Ltd (“JCPL”) is a holder of a Capital Markets Services (“CMS”) Licence and an Exempt Financial Adviser. We provide fund management services and financial advice to Accredited Investors. We are regulated by the Monetary Authority of Singapore (“MAS”).

Accredited Investors

Accredited investors are assumed to be better informed, better able to assess the merits and risks of investment products and services and have access to resources that protect their own interests. As such, there is less regulatory protection given to accredited investors. Should you meet the qualifications for an accredited investor as defined in the section below and wish to proceed to be treated as such, please make the following declaration.

Declaration of Investor Status

Investment strategies and model portfolios (the “Portfolios”) managed by JCPL may only be offered to “accredited investors” or “institutional investors” within the meaning of the Securities and Futures Act, Chapter 289 of Singapore (the “SFA”).


By using this web-site you represent and warrant that you qualify as an “accredited investor” or “institutional investor” under one of the following categories of “accredited investor” or “institutional investor” set out below.


Accredited Investor

  • whose net personal assets exceed in value S$2 million (or its equivalent in a foreign currency) or such other amount as the MAS may prescribe in place of the first amount.For the purpose of this category, in determining the value of net personal assets, the value of the individual’s primary residence: (i) is to be calculated by deducting any outstanding amounts in respect of any credit facility that is secured by the residence from the estimated fair market value of the residence; and (ii) is taken to be the lower of the following: (x) the value calculated under paragraph (i); or (y) S$1 million;
  • whose financial assets (net of any related liabilities) exceed in value S$1 million (or its equivalent in a foreign currency) or such other amount as MAS may prescribe in place of the first amount, where “financial asset” means –(i) a deposit as defined in Section 4B of the Banking Act (Cap. 19) of Singapore;

    (ii) an investment product as defined in section 2(1) of the Financial Advisers Act (Cap. 110) of Singapore;

    any other asset as may be prescribed by regulations made under Section 341 of the Securities and Futures Act (Cap. 289) of Singapore; or

  • whose income in the preceding 12 months is not less than S$300,000 (or its equivalent in a foreign currency) or such other amount as the MAS may prescribe in place of the first amount.